Monday, March 18, 2013

Retirement Funding Has All But Collapsed

Welcome to the new model of retirement. No retirement. In 1983 over 60 percent of American workers had some kind of defined-benefit plan. Today less than 20 percent have access to a plan and the majority of retired Americans largely rely on Social Security as their de facto retirement plan. As many Americans enter into retirement they are realizing one unfortunate thing. The new retirement plan is no retirement at all. – MyBudget360.com
Dominant Social Theme: Retirement is a Western right.
Free-Market Analysis: A theme that is little explored in the Western mainstream press is that retirement has all but collapsed for many in the middle classes.
We have in the past called this condition "dreamtime" – for it was built on central banking initiatives and fostered by central banking super-money printing. The idea was that the stock market was going to go up and up – and people would be able to take retirement based on their own investment initiatives.

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